01 / 06
Supplier payments
Pay counterparties in any country and currency
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Services
International settlement solutions
02 / 06
Invoice payments
Pay foreign invoices quickly, with full documentation
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03 / 06
Receive payments from abroad
Receive payments from overseas clients in roubles
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04 / 06
Financial and compliance support
Documentation, currency control and regulatory compliance
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05 / 06
Logistics and customs clearance
Delivery and customs clearance for your cargo in Russia
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06 / 06
Payments for overseas services and subscriptions
SaaS, advertising platforms and hosting — no foreign currency account needed
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Exchange rate fixed when you apply
Payments arrive in 1–5 business days
Full documentation support
TRAVEL
About us
Kulturapay — an international fintech company for cross-border payments and foreign trade support.
We specialise in cross-currency settlements for businesses: planning payment routes, converting currencies and preparing the full documentation for currency control. We work with fiat currencies and cryptocurrencies.
Our team has over 15 years of experience in international settlements, foreign trade and currency regulation.
Our network of licensed payment agents covers more than 60 countries.
Participant in business missions organised by the Russian Export Center, the Russian Chamber of Commerce and Industry, RSPP and the Ministry of Industry and Trade.
Kulturapay — an international fintech company for cross-border payments and foreign trade support.
We specialise in cross-currency settlements for businesses: planning payment routes, converting currencies and preparing the full documentation for currency control. We work with fiat currencies and cryptocurrencies.
Our team has over 15 years of experience in international settlements, foreign trade and currency regulation.
Our network of licensed payment agents covers more than 60 countries.
Participant in business missions organised by the Russian Export Center, the Russian Chamber of Commerce and Industry, RSPP and the Ministry of Industry and Trade.
Why us
Kulturapay in numbers
Reliable international settlements for businesses of every size
0+
Payment destinations
0+
Settlement currencies
$0B+
Transaction volume
0/7
Customer support
0
Partner banks
0
Insurance companies
Case studies
From routine trade settlements to complex international payments
01 / 06
Payments to China
Settlements with Chinese suppliers without delays or blocked transfers.
Challenge
Banks request extensive documentation and transfers are delayed or blocked, putting delivery schedules at risk.
Solution
We transfer funds through trusted payment agents and handle the documentation. Pay in roubles, USDT or another convenient currency.
02 / 06
Payments for vehicles abroad
Settlements with vehicle manufacturers and dealers in 30 countries.
Challenge
Direct settlements are difficult due to compliance restrictions affecting foreign counterparties.
Solution
We arrange settlements through licensed payment agents in our partner network, with full documentation support.
03 / 06
Electronic components
Payment and delivery for large electronics orders without disruption.
Challenge
A transfer for a large batch of components was blocked by enhanced compliance checks and documentation queries.
Solution
We prepared all supporting documents, arranged an appropriate settlement structure and completed payment and delivery.
04 / 06
Property in Thailand
Payment support for international property transactions.
Challenge
A property payment was held by the recipient bank pending additional documents, putting the transaction at risk.
Solution
We quickly arranged an alternative payment route. The seller received the funds within a day.
05 / 06
Aviation services
Payments for air navigation, fuel, maintenance and aircraft parts.
Challenge
Russian airlines cannot directly pay Eurocontrol charges, refuelling, maintenance and parts due to current restrictions.
Solution
We arrange payments through licensed companies (AOC, Aviation Parts Trading License) in eligible jurisdictions. Processing takes 1–3 days.
06 / 06
Compliant imports for marketplace sellers
A complete transition from informal cargo arrangements to documented foreign trade.
Challenge
Informal cargo arrangements have become too risky. Regulators and marketplaces require full documentary evidence of transactions.
Solution
Supplier assessment, customs classification, permits, unit economics, logistics, customs clearance and payment routes.
Compliance
Legal clarity for every transaction
We operate under Russian and international law. Every transaction is documented and undergoes currency control.
Agency agreement
One agreement with complete closing documentation for every transaction
Financial monitoring and currency control
Compliance with Russian Federal Laws 115-FZ and 173-FZ, with documents ready for review
Licensed partners
Payment agents with licences and authorisations in key jurisdictions
Structured settlements
Settlements through licensed payment agents reduce compliance risks for you and your counterparty
Pay in a currency that suits you
No foreign currency account is required. You can pay in roubles.
Transaction confidentiality
We sign an NDA on request. Information about your transactions, counterparties and payments stays within the project.
Ready to take your trade
to the next level?
Get a free consultation to learn how Kulturapay can help your business with international settlements.
Get a consultationPartner programme
Kulturapay partner programme
Earn income from every transaction made through your referral.
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